June 19, 2015 --

Lenox -- whose image is posted nearby, showing him looking out the left rear window of "Car," an ailing 2004 Buick LeSabre and his good friend -- gave LPR this credit card idea. (LPR thanks Skullco.com's Terri Fassio, the nation's best website designer/webmaster, for posting the Lenox-in- "Car" image.) LPR offers this idea to Hillary Rodham Clinton -- or any presidential candidate interested in relating to the people, and, in particular -- to senior citizens. Lenox says that his idea is really based on necessity being the mother of invention. Lenox, as LPR mentioned in its June 5 posting, has diabetes and recently suffered a bout of pancreatitis. Lenox thanks Dr. Maureen Hurson and the staff at City Vet on West 72nd Street in Manhattan for getting him over this medical problem -- and gives lots more thanks to his friends Howard and Debbie Jonas for making possible this medical treatment.

Presidential candidate Hillary Rodham Clinton was reported, in The New York Times, June 14, to have given a speech on Roosevelt Island in New York City that had a "populist" tone, what with Ms. Clinton declaring that her campaign identifies with "'factory workers and food servers who stand on their feet all day, for the nurses who work the night shift, for the truckers who drive for hours.'"

So far as LPR can determine, Ms. Clinton had nothing to say for senior citizens who live only on social security, augmented by food stamps, and who, therefore have great difficulty paying medical bills for pets, much less repair costs for their autos. True, someone like radio talkbully Mark Levin, might say: "Why should old people who are poor have pets, much less drive cars? LPR has done some arithmetical calculating, nevertheless. Ms. Clinton has been reported to have made $200 thousand for giving a speech. Let's reduce the figure to $180 thousand, for easy arithmetic. At 60 minutes for an hour's talk, that comes to $3,000 a minute. In thirty seconds -- half a minute -- Ms Clinton makes $1,500 -- more than what many seniors, living just on social security, get for a month.

A Healthy Lenox, age 3 years, 9 months, standing on the rear seat of "Car"

LPR knows of one senior who gets $1,263 monthly in social security. Note to LPR clicksters: a few hours after writing this, LPR noticed a New York Times article, June 15, about seniors in prosperity. Buried way down in the piece was this caveat: "To be sure, many older people have trouble making ends meet...." LPR has a hunch, however, that an article on "Seniors in poverty" is not on the current Times agenda. Perhaps the paper will focus on "Seniors in Poverty" if a Republican becomes president.

So here is the credit card suggestion from Lenox. Seniors living only on social security, whose poverty is evidenced by their EBT (food stamp) card, should get credit cards with a $5,000 cap, with interest at 3% a year. This type of credit card would make it possible for loving and beloved pets like Lenox to get needed medical treatment from their owners, or needed car repairs for 11-year old autos like "Car." Of course, this should not prevent veterinarians and car mechanics from giving poverty seniors loans @ 3% to cover pet and car bills.

LPR and Lenox can think of no better test for all presidential candidates to link up with elderly poor Americans than by supporting a $5,000, 3% credit card. Let the cry go forth: $5,000 at 3% for the elderly poor. The now-elderly poor who, years before, were hammered by usurious credit cards, deserve nothing less, particularly from the pols and the banks who, previously, let 30% interest rates batter the middle class into penury.